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    Agriculture and Adaptation to climate change: the role of insurance in risk management. The case of Colombia

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    Agriculture and Adaptation to Climate Change: The Role of Insurance in Risk Management. The case of Colombia (876.0Kb)
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    Date

    2011-12

    Author

    García, Helena
    Molina, Adriana L.

    Financiador

    IADB

    URI

    http://hdl.handle.net/11445/330
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    Abstract

    Insurance can potentially play an important role in climate change adaptation for rural households in developing countries. However, agricultural insurance markets seldom develop fully because of market failures. In Colombia, these market failures, namely information asymmetries and high transaction costs, are amplified by the country s difficult topography, poor infrastructure, and history of rural violence. Even though the government provides support to the insurance market through premium subsidies, coverage is still very low and important crops and small producers are not covered. This paper analyzes in detail the market constraints in Colombia for the full development of the agricultural insurance market and provides recommendations so that insurance can fulfill its potential as a risk management tool in the country.

    Palabras clave

    Seguros
    Sector Agropecuario
    Costos de Transacción
    Mercado de Seguros
    Cambio Climático

    JEL

    O13
    Q10
    G22
    Collections
    • Medio Ambiente [31]

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    Acerca de Fedesarrollo

    La Fundación para la Educación Superior y el Desarrollo (Fedesarrollo) es una entidad privada sin ánimo de lucro. Establecida en 1970, se dedica a la investigación en temas de política económica y social.

    Fedesarrollo

    Calle 78 Nº 9 -91, Bogotá - Colombia
    Tel (571) 325 9777, Fax (571) 325 9770
    https://www.fedesarrollo.org.co
    © 2017, Todos los derechos reservados

    Redes Sociales